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Save
windfall income
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A
very simple theory. You managed to get along without
the unexpected bonus, tax refund, overtime pay
or gift, so why not keep on that way and save
the extra money?
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Try
frugality
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Cutting
back on eating out, entertainment or
pleasure drives can save money quickly, even
though it might cause some sacrifices might
even change your lifestyle.
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Develop
a habit
of saving
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Even
if you can only set aside a very little every
month, discipline yourself to do so. More than
half
the battle is physically setting the money aside.
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Pay
yourself first
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Saving
should be a high priority, just like paying your
bills. $AVING is a form of PAYING YOURSELF
FIRST.
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Set
goal$
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Keep
a list of what you are saving for. As you reach
your savings goals, check them off, and create
new ones.
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Don't
stop $aving
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There
are always emergencies and unforeseen events that
come about. Even if you feel you "have enough",
in reality you probably don't.
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ASK
questions!!
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When
you're choosing a bank or credit union to open
your savings account or CD, be a good consumer.
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